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The Economics of Boring Businesses

There’s a certain type of investor who lights up when someone says “artificial intelligence,” “biotech breakthrough,” or “disruptive platform.” The room fills with phrases like total addressable market, exponential growth, paradigm shift. There are charts. There is optimism. There are hoodies. And then there are boring businesses. The companies that make industrial fasteners. The ones that distribute cleaning supplies. The regional waste haulers. The manufacturers of gaskets, insulation, gravel, warehouse shelving, pest control services, pipe fittings, asphalt sealant, porta-potties, funeral services, auto parts, and unglamorous replacement components that quietly keep civilization from collapsing. No one makes a Netflix docuseries about a regional concrete company. No one is lining up outside a conference center to hear a keynote on corrugated packaging margins. And yet, boring businesses often make very serious money. Not flashy money. Not headline money. Durable money. Let’s ...
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Capital Intensity and Competitive Advantage in Industrial Businesses

If you want to understand why some industrial companies quietly compound wealth for decades while others burn through shareholder capital like it’s jet fuel, you have to start with one unglamorous concept: Capital intensity. Not brand awareness. Not “AI integration.” Not vibes. Capital intensity. Industrial businesses live and die by how much capital they require to generate revenue—and how well they convert that capital into durable competitive advantage. It’s not sexy. It’s not viral. It’s steel, concrete, tooling, plants, logistics networks, and depreciation schedules. But if you care about durable returns—especially if you write or invest in this space—you ignore capital intensity at your own peril. Let’s break this down properly. What Is Capital Intensity? Capital intensity refers to how much capital—fixed assets, working capital, infrastructure—is required to produce a dollar of revenue. In industrial businesses, that often means: Manufacturing plants Heavy mac...

Behavioral Friction and Portfolio Drag

Most investors believe their biggest enemy lives out there —in the market, the Fed, inflation prints, earnings misses, geopolitical headlines, or the mysterious whims of traders who seem to know something you don’t. That belief is comforting. It implies that underperformance is caused by forces beyond your control. If the market would just behave rationally, if central banks would stop moving goalposts, if news cycles would calm down, everything would work. But for the vast majority of investors, the real source of long-term underperformance is not volatility, valuation errors, or asset allocation mistakes. It is behavioral friction —the steady, invisible resistance created by our own reactions, habits, and emotional impulses. Over time, that friction creates portfolio drag , quietly shaving returns year after year without triggering a single dramatic failure. No margin call. No spectacular blow-up. Just chronic underperformance hiding in plain sight. What Behavioral Friction Ac...

Investment Errors of Omission: The Cost of Not Acting

Most investors fear making the wrong move. They obsess over buying at the top, selling at the bottom, picking the wrong stock, choosing the wrong fund, or mistiming the market by a matter of weeks. They replay past mistakes like bad trades are moral failures rather than learning experiences. But history suggests something far more damaging than bad decisions. The biggest losses rarely come from what investors do . They come from what investors don’t do . Errors of omission—missed opportunities, delayed action, uninvested capital, avoided risks—are silent wealth destroyers. They don’t show up as red numbers in an account statement. They don’t trigger margin calls. They don’t generate regret immediately. They simply compound quietly in the background. And by the time investors realize what they’ve lost, the cost is irreversible. What Is an Error of Omission? In investing, errors fall into two categories: Errors of commission : Buying the wrong asset, selling too early, chasi...